HR-XML 3.0 Standards, 2009  September  23.

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Element: CreditMessageCode

Name CreditMessageCode
Type CreditMessageCodeType
Documentation The credit data repository bureaus sometimes send alert messages with a credit file. This data element may also hold comment text data that can appear in various locations on a credit report. The Classification describes the source of the comment and the type attribute of the parent element identifies the message as an alret, comment, etc.
XML Instance Representation
<CreditMessageCode
Attribute group reference (not shown): oa: CodeListAttributeGroup
>

ContractScopeCodeContentType

</CreditMessageCode>
Schema Component Representation
<xsd:element name="CreditMessageCode" type=" CreditMessageCodeType"/>