HR-XML 3.0 Standards, 2009  September  23.

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Element: CreditAccountOwnershipCode

Name CreditAccountOwnershipCode
Type CreditAccountOwnershipCodeType
Documentation (of type) A code classifying the ownership relation of the borrower(s) to the liability account (i.e. are they solely responsible, jointly responsible, a co-signer on the account, etc.) The exact code values vary from credit bureau to credit bureau. Also referred to as an "ECOA Code" (Equal Credit Opportunity Act).
XML Instance Representation
<CreditAccountOwnershipCode
Attribute group reference (not shown): oa: CodeListAttributeGroup
>

CreditAccountOwnershipCodeContentType

</CreditAccountOwnershipCode>
Schema Component Representation
<xsd:element name="CreditAccountOwnershipCode" type=" CreditAccountOwnershipCodeType"/>