HR-XML 3.0 Standards, 2009  September  23.

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Element: CardCode

Name CardCode
Type CodeType
Documentation CardCode or Card Id field that can be optionally provided to use additional security features of credit card authorization. It is typically a 3 digit number located on the back of most credit cards. For American Express, it is a 4 digit number on the front.
XML Instance Representation
<CardCode>

udt: CodeType

</CardCode>
Schema Component Representation
<xsd:element name="CardCode" type=" CodeType"/>